Happy New Year! Yes, 2015 was a challenging year but we finished on a high, entering two new markets in December. We thrived because of the incredible hard work, creativity, and dedication of all our team. We are grateful for each one of our team’s tremendous efforts, and we wish everyone a rewarding, joyous new year. We would also like to thank our customers. It has been a pleasure for our team to help you reach your goals. We are grateful for our customers, who make our work satisfying and enjoyable. We look forward to working with you in 2016 and contributing to your success. We wish you a prosperous and happy new year!